Company Update

August 08, 2025 To BSE Limited Phiroze Jeejeebhoy Towers Dalal Street, Fort Mumbai -400001 BSE Scrip Code: 538772 • • n1yog1n Subject: Press Release: Profitable Growth in Ql FY26; Record Disbursements and Strong Order Book Dear Sir/ Ma'am, In compliance with the prov1s1ons of Regulation 30 of Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015, please find enclosed herewith the Press release being issued by the Company today.

The aforesaid information is also being made available on the website of the Company i.e. www.niyogin.com We request you to kindly take this to your records and oblige.

I .P"' c(shwinde MD&CEO DIN:06572282 Encl: a/a Niyogin Fintech Limited (CIN L65910TN1988PLC131102) Regd. office: M.I.G 944, Ground Floor, TNHB Colony, 1st Main road, Velachery, Chennai, Tamil Nadu -600042. Corporate office: Neelkanth Corporate IT Park, 311/312, 3rd Floor, Kiral Road, Vidyavihar (w), Mumbai -400086. Chennai Tel: 044 47210437 I Mumbai Tel: 022 62514646 I Email: info@niyogin.inIWebsite:www.niyogin.com ----------------Page (0) Break---------------- PRESS RELEASE Niyogin Fintech Delivers Profitable Growth in Q1 FY26, Record Disbursements and Strong Order Book Mumbai, India | August 8, 2025 Niyogin Fintech Limited (BSE: 538772), a publicly listed fintech platform, today announced developments for the quarter ended June 30, 2025. Commenting on the Company’s performance, Tashwinder Singh, CEO and Managing Director, Niyogin Fintech Limited said, “Niyogin Fintech Limited delivered another strong quarter in Q1 FY26, achieving profitability across its key businesses — NBFC and iServeU — in line with guidance. iServeU posted its fourth consecutive EBITDA-positive quarter, with gross revenue of ₹37.5 Cr, net revenue of ₹15.3 Cr (up 12% QoQ), EBITDA of ₹1.8 Cr, and PBT of ₹0.37 Cr.

The order book expanded to ~₹585 Cr across soundbox, POS, and bill payment solutions, with marquee wins from Central Bank of India and Bank of Maharashtra. iServeU continues to lead in cloud-hosted switching platforms, certified across 10 products covering the full transaction lifecycle.

NBFC operations recorded gross disbursements of ₹160 Cr — the highest to date — with partnerships contributing ~91% of AUM.

New alliances include Meesho, enabling credit access to its merchant network.

AUM* grew 15% QoQ to ₹320.3 Cr, net revenue rose 18% to ₹7.8 Cr, and borrowings stood at ₹73.8 Cr.

The company remains low-levered (D/E <1.0) and completed its first ₹20 Cr NCD issuance.

The Scheme of Demerger is in advanced regulatory review, with all clarifications submitted and final approval awaited.” Powering Ambitions, Powering Growth ----------------Page (1) Break---------------- Q1FY26 iServeU ● Net revenue stood at INR 15.3 crores; grew 12% QoQ ● Delivered positive EBITDA for the fourth consecutive quarter ● Order book stands at Rs 585 Cr Niyogin- NBFC ● Delivered a strong turnaround by achieving a positive PBT (Ex-ESOP) of 1.0 Crore in Q1 FY26 ● NBFC Net Revenue** grew to Rs. 7.8 Cores in Q1FY26 up 18% QoQ ● Gross Disbursement for the quarter is 160 crores, highest ever ● LTD loans disbursed stood at 1.96 lacs *Including off book exposure **Gross Income, net of partner payouts, funding costs, and credit costs FOR FURTHER DETAILS, PLEASE FEEL FREE TO CONTACT Investor Relations Abhishek Thakkar Niyogin Fintech Limited P: +91 22 6251 4635 E: abhishek.thakkar@niyogin.in Registered Office Corporate Office MIG 944, Ground Floor TNHB Colony, 1st Main Road, Velachery Chennai, Tamil Nadu: 600042 Telephone: 044- 61512151 Neelkanth Corporate IT Park 311/312, 3rd Floor Kirol Road Vidyavihar West Mumbai, Maharashtra: 400086 Email: niyogin.compliance@niyogin.in Disclaimer: This press release may include statements of future expectations and other forward-looking statements based on management's current expectations and beliefs concerning future developments and their potential effects upon Niyogin and its subsidiaries/ associates.

These forward-looking statements involve known or unknown risks and uncertainties that could cause actual results, performance or events to differ materially from those expressed or implied in such statements.

Forward-looking statements are provided to allow potential investors the opportunity to understand management’s beliefs and opinions in respect of the future so that they may use such beliefs and opinions as one factor in evaluating an investment.

These statements are not guarantees of future performance and undue reliance should not be placed on them.

Important factors that could cause actual results to differ materially from our expectations include, amongst other: general economic and business conditions in India, our ability to successfully implement our strategy, our research and development efforts, our growth and expansion plans and technological changes, change in laws and regulations that apply to NBFCs, increasing competition in and the conditions of the NBFCs, changes in political conditions in India.

Neither Niyogin, nor our Directors, or any of our subsidiaries/associates assume any obligation to update any particular forward-looking statement contained in this release.

The Company undertakes no obligation to update forward-looking statements if circumstances or management’s estimates or opinions should change except as required by applicable securities laws.

The reader is cautioned not to place undue reliance on forward-looking statements.

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