**1. Financial Highlights:** DiGiSPICE's Q1 FY26 was strong: Revenue +13% YoY to ₹123.8 Cr, Gross Margin +18% to ₹49.2 Cr, and EBIT +52% to ₹10.2 Cr.

PAT hit ₹6.9 Cr, a clear turnaround.

Customer GTV grew 28% YoY to ₹32,760 Cr. **2. Strategic Initiatives & Growth Drivers:** Expanding its "Spice Bharat Stack," DiGiSPICE is launching new services: insurance, investments, and kiosk banking.

A Sales Force App boosts productivity.

Growth is driven by API integrations for digital collections and scaling CASA & credit. **3. Business Developments:** Secured a Perpetual PPI License.

Agent network grew to 15.8 lakh+ across 2.5 lakh+ villages.

Monthly AEPS GTV hit ₹5,000+ Cr, CMS GTV ₹4,000+ Cr.

Q1 credit disbursals totaled ₹110 Cr (monthly ₹40+ Cr). **4. Market Position & Competitive Advantage:** Leading Off-Us AEPS (18.29% share), DiGiSPICE operates Bharat's largest assisted ATM & rural cash collection networks.

Its tech-first strategy builds a trusted financial services platform. **5. Investor Implications:** Robust Q1 results and strategic diversification signal positive growth potential.

Operational efficiencies are driving a clear turnaround with operating leverage, positioning its scalable model for deeper financial inclusion.