Shriram Finance reports strong Q4 and FY26 results. **Business Performance:** Q4 Profit After Tax (PAT) surged 40.86% to 3,013.57 Cr.

Full-year PAT (excluding exceptional items) rose 20.87% to 9,998.15 Cr.

Assets Under Management (AUM) grew 14.85% YoY to 302,273.75 Cr, with strong contributions from commercial vehicles and gold loans. **Growth Drivers:** A significant 39,617.98 Cr investment from MUFG Bank for a 20% stake has substantially boosted capital, providing a robust foundation for long-term strategic expansion.

The company plans further resource mobilization in FY27 to support growth. **Recent Developments:** Major credit rating agencies upgraded the company's ratings to AAA/BBB- stable.

A subsidiary also received in-principle RBI approval for a Primary Dealer business.

The Board proposed a final dividend of Rs 6 per share, bringing the total FY26 dividend to Rs 10.80 per share. **Key Financial Metrics:** FY26 EPS (excl. exceptional items) increased 20.80% to Rs 53.15, and Book Value per share rose 16.67% to Rs 349.20. The company maintains strong liquidity with a 323.17% Liquidity Coverage Ratio and 20.40% Total Capital Adequacy Ratio. **Outlook:** Management expects the capital infusion and strategic focus on digital initiatives and branch expansion to drive sustained future growth and profitability.