L&T Finance excelled, disbursing ₹18,220 Cr in sustainability-focused loans and collecting ₹5,782 Cr digitally via the PLANET app.

The company boosted efficiency with over ₹43 Cr in AI/ML tech, achieving 76% renewable energy use and maintaining water-positive status.

It reported zero fines or data breaches, growing women's representation to 7.4% and investing significantly in rural employment.