Investor Presentation

Here's a concise, retail-friendly summary: Radiant Cash Management Services (RCMS) FY26 Recap: **Business Performance:** RCMS saw modest 1.1% YoY revenue growth to **₹438.4 Cr** in FY26. However, profit after tax (PAT) slumped 40.5% to **₹28.0 Cr**, and EBITDA dropped 29.6% to **₹54.3 Cr**. This was mainly due to losing some railway/e-commerce logistics clients and initial losses from new fintech/valuables logistics subsidiaries.

The company expanded its reach to 14,844 pin codes, adding 118 new clients.

Total cash movement was **₹169,400 Cr**. **Growth & Strategy:** Focus is on making new fintech & valuables logistics segments profitable this fiscal year.

RCMS is doubling down on technology, implementing API integrations & mobile apps for enhanced security & real-time tracking.

Strong presence in Tier 2/3+ towns (83.5% revenue) remains a growth pillar. **Outlook:** Management anticipates new business ventures will turn profitable soon.

The company maintains robust liquidity with zero net debt.

FY26 standalone EPS was ₹3.58.