Muthoot Capital Services (MCSL) reported solid Q1 FY27 performance, with Total Assets Under Management (AUM) hitting ₹3,379 Cr, a 4.2% increase year-on-year.

Profit After Tax (PAT) surged 58% quarter-on-quarter to ₹7.95 Cr.

A key highlight is the improved asset quality, as Gross NPAs dropped to 3.94% (down 182 basis points YoY) and Net NPAs to 2.36% (down 34 bps YoY). The MCSL Retail portfolio showed robust growth, expanding 23% YoY, driven by strong disbursements in Two-Wheelers and Used Cars.

Portfolio yield remained stable at 21%. MCSL's funding strategy is gaining traction, with its public deposit portfolio crossing ₹100 Cr in July 2026, marking a significant 113% YoY growth.

The company maintains a strong CRISIL AA-/Stable credit rating.

Key financial metrics include an EPS of ₹4.94, a Capital Adequacy Ratio (CRAR) of 22.07%, and an ROA of 1.35%.