UGRO Capital's Q1 FY27 saw AUM reach INR 15,013 Cr (+24% YoY), with PBT up 28% YoY to INR 61.5 Cr and PAT surging 99% YoY to INR 67.9 Cr.

The company's strategic realignment is boosting high-yield segments: Emerging Market LAP and Embedded Merchant Finance (GROx) now form 46% of AUM.

GROx AUM impressively grew 32% QoQ to INR 3,003 Cr.

This strategic shift, focusing on high-yield assets and cost rationalization, led to quarterly operating expenses declining by ~INR 87 Cr QoQ.

Management targets a 3.0-3.5% Return on Assets (RoA) by FY29, aiming for internal funding.

Liquidity is strong at INR 1,864 Cr.

Q1 RoA stood at 2.8%, and Return on Equity (RoE) at 9.2%. Asset quality is stable with Gross Non-Performing Assets (GNPA) at 2.6%. The company is on track for self-sustained growth without needing new equity.