Investor Presentation

Here's a summary of the investor presentation for OnEMI Technology Solutions Limited: **1. Business Performance:** The company showed strong growth in FY26, with Assets Under Management (AUM) increasing 73% YoY to ₹7,066 Cr.

Total Income also saw a significant jump of 63.3% YoY.

Profit After Tax (PAT) grew by an impressive 75.2% YoY to ₹281 Cr. **2. Growth Drivers or Strategy:** Kissht is focusing on expanding its product offerings, particularly its Loan Against Property (LAP) segment, which is expected to scale strongly in FY27. They are also leveraging their proprietary AI/ML underwriting models to enhance customer acquisition and risk assessment. **3. Recent Developments:** The company recently listed on NSE & BSE on May 8, 2026. They also onboarded Sachin Tendulkar as a strategic investor and brand ambassador, boosting brand credibility. **4. Key Financial Metrics:** * YoY Revenue Growth: 63.3% * YoY PAT Growth: 75.2% * AUM: ₹7,066 Cr (up 73% YoY) * RoAAUM: 5.0% * RoAE: 24.0% **5. Management Commentary / Outlook:** Management highlights a disciplined approach with a focus on reducing the cost base and improving margins.

They are targeting over 40% AUM growth, a 10-15% YoY reduction in impairment costs, Gross NPA below 2.25%, and RoAAUM of 4.5-5.0% for the upcoming year.