Credit rating

CRISIL Ratings has assigned a Crisil AAA/Stable rating to Poonawalla Fincorp Limited for its non-convertible debentures of 9,000 Crore and subordinated debt of 600 Crore, while reaffirming ratings across its existing bank loan facilities and various debt instruments, including an enhancement in total bank loan facilities to 19,785 Crore.

These top-tier credit ratings underscore the company’s robust financial strength, healthy capitalization, and diversified borrowing profile, driven heavily by ongoing backing from the Cyrus Poonawalla promoter group.

For stakeholders, these high credit ratings validate the company's solid financial standing, lower borrowing costs, and strong operational safety.