Niva Bupa Health Insurance Company Limited
Niva Bupa Health Insurance Ltd is Tech driven leading health insurer in India. Niva Bupa is the 3rd largest and the 2nd fastest growing standalone health insurer (SAHI) in India based on overall health gross direct premium income (GDPI)
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Niva Bupa reports strong Q1 results: PAT surged 93% to ₹138 Cr, GWP grew 32% to ₹2,150 Cr. Retail health market share climbed to 11.1%. Claim settlement improved to 95.6%, showing robust operational performance and customer trust.
Niva Bupa's FY26 Business Responsibility Report showcases operational strength: 100% paperless, reduced waste, and 25% women workforce. Turnover reached ₹8,585.92 Cr. The company reported NIL fines, 0 data breaches, and a customer NPS of 60, reflecting robust governance and focus on sustainability.
Niva Bupa reported strong financial results: PAT surged 80% to ₹366 Cr. GWP grew 27% to ₹9,433 Cr. Market share hit 10.1%, with claim settlement at 94.4%. Underwriting performance significantly improved, with the latest quarter's Combined Insurance Service Ratio at 97.4%.
Niva Bupa's board approved Q4 & FY26 financial results. FY26 Gross Written Premium rose to 8,585.92 Cr, but Profit After Tax was 130.78 Cr. EOM ratio improved to 33.70%. The company awaits an IRDAI decision on past expenses; other tax disputes totaling ~149 Cr are under appeal.
Niva Bupa reported strong results. Nine-month PAT surged over 74% to 208 Cr, with quarterly PAT at 76 Cr. Gross Written Premium for the quarter reached 2,231 Cr. The company also improved its retail health market share to 10.2%, demonstrating solid operational growth.