Niva Bupa Health Insurance reported strong FY26 performance!

Gross Written Premium (GWP) soared 27.4% YoY to ₹9,432.9 crore, while Profit After Tax (PAT) jumped an impressive 80.4% to ₹366.1 crore.

The Combined Insurance Service Ratio improved to 101.4%, highlighting operational efficiency.

Retail Health GWP grew 35.0%, pushing market share to 10.1%. Key strategies include leveraging technology and AI to transform operations, expanding multi-channel digital distribution, and maintaining disciplined underwriting with a strong Preferred Partner Network.

Recent highlights include new product launches (e.g., Health Plus Xtend) and wellness programs.

Customer experience is improving, reflected in a Weighted Episodal NPS of +60. Niva Bupa continues to focus on building a robust, profitable health insurance business and aligning reporting for enhanced transparency.