**1. Business Performance:** New India Assurance posted strong FY26 results!

Gross Written Premium (GWP) rose 8.15% to ₹47,174 Cr.

Profit After Tax (PAT) jumped 40% YoY to ₹1,384 Cr, with Q4 PAT up 61%. Indian business outpaced the industry, boosting market share to 12.74%. Health & PA was a key growth driver, growing 12.62% to ₹22,444 Cr, despite Motor Third Party segment challenges. **2. Growth Drivers & Strategy:** The company is focusing on innovative products for Retail & MSME, and entering new areas like parametric insurance.

It aims for diversified growth beyond competitive Motor and Health segments, while strengthening risk management. **3. Recent Developments:** Digital push includes a 7-language call center, WhatsApp services, an AI/ML chatbot for customer service, and ongoing claim automation for faster settlements. **4. Key Financials & Outlook:** Solvency ratio is healthy at 1.84x, and Return on Equity (ROE) improved to 6.08%. Investment income reached ₹11,112 Cr.

Management is optimistic for FY27, prioritizing continued growth in Retail and MSME sectors.