Spandana Sphoorty Financial Limited
Spandana Sphoorty Financial is primarily engaged in the business of micro finance providing small value unsecured loans to low-income customers in semi-urban and rural areas.
What Spandana files
- Others124
- Investor Meet38
- Credit Ratings22
- Updates17
- Important16
- Board Meeting14
Spandana Sphoorty reported strong Q1FY27 performance with Assets Under Management (AUM) growing 11% QoQ to ₹4,887 Cr, driven by ₹1,371 Cr in disbursements. Profit after tax (PAT) surged to ₹12 Cr, up from ₹5 Cr last quarter, reflecting improved asset quality. GNPA and NNPA improved to 3.6% and 0.7% respectively....
Spandana Sphoorty's Q4FY26 turnaround saw AUM grow 12% QoQ to ₹4,420 Cr, marking resumed portfolio growth after seven quarters. The company returned to profitability with ₹5 Cr PAT, and asset quality improved, with GNPA at 3.8% and NNPA at 0.7%. Disbursements surged 30% QoQ to ₹1,539 Cr, driven by new...
Spandana Sphoorty Financial showed a strong operational comeback in Q3 FY26. X-bucket collection efficiency hit an impressive 99.5% by Dec-25, with 87% of branches performing above 99%. AUM (pre-write-off) saw a healthy 1.8% QoQ growth to ₹4,162 Cr. GNPA and NNPA sharply improved to 2.6% and 0.5% respectively from 4.97%...
Spandana Sphoorty Financial's Q2 FY26 and H1 FY26 investor presentation highlights a strong operational turnaround. Disbursements surged to ₹934 Cr in Q2 (up 233% QoQ), with AUM at ₹4,088 Cr. Asset quality improved significantly, with X-bucket collection efficiency at 98.7% in September and a 99.9% net collection efficiency for the...
Here's a summary of the investor presentation: **1. Financial Highlights:** Spandana reported a Q1 FY26 loss of ₹360 Cr, improving from Q4 FY25's ₹434 Cr loss, but a significant decline YoY due to high impairment costs. AUM contracted 27% QoQ to ₹4,958 Cr due to cautious disbursement. Net Interest Income...